Home Insurance Explained

Standard Home Insurance UK, Flexible Policies,
UK-Wide Cover, Get The Right Cover Tailored To Your Needs.

Our Home Insurance policy has been designed to provide cover for buildings, contents or buildings and contents combined discounts available. In addition to this we also offer cover for Valuables and Personal Possessions whilst at and away from the home and some more specialist items.
There are some huge discounts available, feel free to contact us to find out more!

Types of Risks Covered:

  • Standard Home Insurance
  • Bedrooms Rated Home Insurance
  • Policyholders with criminal convictions, CCJs and bankruptcy Previously Underpinned Homes and Homes which have suffered from subsidence
  • Homes With Previous Claims
  • Homes used as small owner occupied bed and breakfasts
  • Homes used for childminding
  • Mid Net Worth – High Building and Contents sum insured
standard home insurance

To find out more please contact us for a full list of
all the risks we can cover for you.

Home Emergency Cover

This home insurance add-on is designed to give you peace of mind, reassurance and support for unexpected incidents, such as broken boilers, burst pipes or leaking radiators.

After you’ve had your policy authenticated, Various limits of indemnity available up to £750 (Inc VAT) , labour and any parts that may be needed to temporarily repair an emergency in the home.

What is home emergency cover?

  • Plumbing, gas or electricity failure within your home
  • Central heating or hot water failure
  • Pest Infestation
  • Failure of the insured’s domestic water mains or electricity supply
  • Damaged windows, doors and locks
  • Roof damage as a result of a storm

What are the benefits?

  • Access to a 24-hour helpline
  • Up to £250 for overnight accommodation if it’s not safe for you to stay in your home after an emergency
  • Comprehensive, UK wide audited and monitored contractor network
  • No excess to pay
  • Unlimited claims

How do i Get Home Emergency?

Customers can add it as a policy upgrade – just ask one of our friendly
members of staff about it when you call to take out your policy.

Boiler Cover

You will be covered by various limits of indemnity depending on insurer for up to £500 per claim if your home suffers central heating, boiler or hot water failure. You can make a maximum of two claims during the policy term and there’s no excess to pay.

More information can be obtained simply by calling one of our specialists.

Non-Standard Home Insurance

We are pleased to be able to offer 3 separate levels of cover for unoccupied residential & commercial property risks. This product is available online and for every quotation you submit we will provide you with a quotation for each level of cover available.

insurance Broker London

Risk Types Available:

  • Pending sale or let
  • To be owner occupied
  • Flooded home insurance
  • Subsidence home insurance
  • Holiday home insurance
  • Listed and period property insurance
  • Flat roof home insurance
  • Barn conversion insurance
  • Previously underpinned homes and homes which have suffered from subsidence
  • HMO’s
  • Pending probate settlement
  • Contents cover available
  • Properties undergoing structural renovations

Get an Insurance Quote for you

What they say


  • Very helpful staff and great prices. Very happy customer 🙂

  • If you want to get Insurance services, I think cubit Insurance is much better option. I used their services and I am very satisfied. They are actually providing good services.

  • Jay’s customer service was excellent and the way he explained the policy was very clear and easy to understand… definitely recommend, ask for Jay.

  • Cubit insurance have offered me a great service today. Mohammed and Ozlem was very friendly, helpful and professional. I definitely recommend!

  • I am Happy to have cheap car insurance from cubit. I have observed cubit insurance as the best insurance company because of its cooperative and on time responsive staff.

  • Very happy, jay is very polite and nice guy. If possible id give more than 5 stars

Testimonial by insurance client
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