Terms & Conditions


Please read these terms and conditions carefully as they apply to this website. If you access the website you are deemed to have accepted them This website complies with appropriate UK legislation and regulation and is intended to be accessed and used only by UK residents only.
We may not be able to provide our products to you if you are accessing this website from outside the UK, because of local legislation.
Information on this website does not constitute a contract, whichever country you access it from.
We may revise these Terms and Conditions from time to time so you may wish to check this page from time to time as any changes we make, may be binding on you.


The Website is provided by Cubit Insurance, 23 Shrubbery Rd, London, SW16 2AS. Cubit Insurance is registered in England and Wales, company registration number 06831694. Registered office: 23 Shrubbery Rd, London, SW16 2AS.
Some information on this website has been provided by other companies within the Cubit Group of companies in the United Kingdom, which are governed by separate terms and conditions.


We cannot guarantee that this website will be accessible continually, and will not liable if‚ for any reason‚ it becomes unavailable. We may also suspend access to or temporarily or permanently withdraw this website from service without notice.


We try to make information on this website as accurate as possible, however errors may occur. Consequently, we cannot guarantee its to the accuracy or accept liability if any errors or omissions do occur.
The information posted on this website is not intended to provide advice on which you should rely. Therefore we cannot accept responsibility or liability should you or a third party be informed by any of its contents.


We take all reasonable steps to ensure the information we send you by e-mail or through the Website stays secure. However, due to the inherent nature of the Internet we cannot guarantee the security or privacy of any data you may send or receive through it. Nor can we guarantee that any emails that you send to us will be received by us.
When you provide us with information through the Internet, you are declaring that it is accurate and that you consent to us processing it in accordance with our Privacy Policy.


We shall not be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation, any losses in relation to your use of, reliance upon or inability to use the website.
We cannot guarantee that the website is free of viruses or technical defects of any description. We do not accept responsibility for any technical problems you may experience when using our website.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any material posted on it or on any website linked to it.
Trademarks, Copyright and Other Intellectual Property Rights The Cubit Insurance logo is a registered trademark of Cubit Insurance and you may not reproduce it without our written consent.We own all copyright, design right, database rights and all other intellectual property rights in the content of this website unless it’s otherwise stated.
You are not permitted to download‚ print‚ redistribute or extract any information from the website other than for your personal‚ non-commercial use and not for any purpose that would damage our reputation or take advantage of it.
You may not modify or change the information available on the website in any way. You must not modify in any way the paper or digital copies of any materials you printed or download from our website or use illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.


You may link to our website, as long as you do so in a way that is fair and legal and does not damage or take advantage of our reputation. However, you must not establish a link that suggests an association, approval or endorsement on our part where none exists. We reserve the right withdraw permission for you to link to our website without notice.
You must always acknowledge Cubit Insurance as the authors of any material that you may use.


Any personal information you supply to us via the Website will be treated in accordance with the Data Protection Act 1998 and the Privacy and Electronic Communications Regulations 2003.
For further information about the privacy of your personal data‚ and the use of cookies, please read our Privacy Statement.


This website may contain links to other websites that are not covered by these Terms and Conditions. If links are present to other sites they are for information only as we have no control over websites and resources provided by third parties and can accept no responsibility for them or for any loss or damage that may arise from your use of them.
Before using the websites of third parties you should read their the terms and conditions carefully before agreeing to them. These sites may collect information from you in accordance with their own privacy policy, which may differ from ours.


We cannot accept responsibility or liability to any third party for the content or accuracy of information or materials you post onto this website or other websites. We may remove any information or materials you post on this website if it is likely to be offensive, illegal, harmful, or threatening or if it belongs to someone else. The views expressed are those of individual contributors and not Cubit Insurance, unless otherwise stated.


You must not knowingly introducing viruses, trojans, worms or other material which is malicious or harmful, or in any other way misuse this website. You must not attempt to gain unathorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website.
You must not attack this website. You may commit a criminal offence under the Computer Misuse Act 1990 if you do so. We may report any such offence to the relevant law enforcement authorities with whom we will cooperate fully by disclosing your identity.
If you use this website, download any material from it or another website linked to it, we will not be liable for any loss or damage caused by malicious or harmful material that may infect your computer, your computer equipment, computer programs, data or other proprietary material that results.


This website is established in England and the laws of England and Wales will apply to any dispute to be heard by the Courts of England and Wales. However, you may choose the laws and jurisdiction of Scotland or Northern Ireland if you are resident there and wish to do so.